The Cost of Insuring Expensive Waterfront Homes Is About to Skyrocket

New federal flood insurance rates that better reflect the real risks of climate change are coming. For some, premiums will rise sharply.

Flood Damage From Ida? Your Homeowner’s Policy Probably Won’t Cover That.

Most flood coverage is offered through a federal program, though some insurers offer extra insurance for sump pump failure.

How Government Decisions Left Tennessee Exposed to Deadly Flooding

Choices about building rules, insurance programs, flood maps and more put residents at higher risk, according to climate and disaster experts.

With Start of Hurricane Season, It’s Time to Consider Flood Insurance

Most policies are issued by the government, which plans to change the way it prices its policies in the fall to better reflect climate risks.