0 Persons are tagged with #insurance

#insurance

torsten_torsten@opensocial.at
Torsten Torsten

Niemand von uns kann wissen, ob er oder sie in 5 Jahren #flüchten muss. Gibt es (Pläne für) soetwas wie eine (globale) #Versicherung gegen #Flucht? Diese #Flüchtlingsversicherung könnte finanziert werden von Firmen, die in der #Rüstung und der CO2-Förderung Geld verdienen, ggf. auch durch die #Tobinsteuer, also durch Institutionen, die an wachsender #Ungleichheit und Konflikten gewinnen. Die Verteilung und Verwaltung könnte durch UNHCR oder so organisiert werden.

Nobody of us knows if or when he or she becomes a refugee during the next 5 years. So is there something like (a plan for) a global #insurance for people who are threatened by losing their homes? This insurance could be financed by companies earning money with #arms and #CO2, or also by #tobin tax, short by all institutions that make a profit on growing conflicts and #inequality. #UNHCR could organise and control this #insurance.

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katherinebond@diasp.org
Katherine Bond

How climate change could cause a home insurance meltdown

California isn’t alone. Insurance companies in states like Colorado, Louisiana and Florida are paring down business to shield themselves from ballooning losses as climate change fuels more-intense disasters. Earlier this month, the insurance arm of AAA announced it would not renew some “higher exposure” home insurance policies in Florida, and Farmers Insurance announced it will stop offering new home insurance policies in the state and won’t renew thousands of existing ones, in part because of rising losses from hurricanes.

https://www.npr.org/2023/07/22/1186540332/how-climate-change-could-cause-a-home-insurance-meltdown

#insurance #climatechange

How climate change could cause a home insurance meltdown

It's increasingly expensive and difficult to get home insurance, as losses rise from climate-driven disasters such as wildfires and hurricanes. And the solutions aren't always politically popular.

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sj_ashcroft1@diasp.eu
Simon Ashcroft

At least that is over...

Spent a large part of yesterday fighting insurance companies, trying to insure the family chariots at a more reasonable price. It really annoys me that they never offer their best price at renewal, and then never discount as much as for new business, yet seem surprised when you tell them you are going elsewhere. Saved about £140 off the renewal quote, but what hassle.

Have I ever explained how much I hate finance, profiteering and capitalism generally?

#insurance #BloodyScamArtists #ForwardTheRevolution

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mkwadee@diasp.eu
Khurram Wadee

#Insurance is based on modelling #risk and the likelihood that some event is going to occur during, say your travels or occupancy of your home. How does this work with #MedicalInsurance? As far as I can tell, the chances of you getting ill and dying are 100% and so unless you want to charge exorbitant premiums for those who are already likely to be afflicted (the elderly, the very young, and sufferers of chronic illness) it doesn't work. And if you do charge extra them extra then you're a heartless bastard.

One person like that
17 Comments
anonymiss@despora.de
anonymiss

#Louisiana’s #insurance #market is collapsing, just in time for #hurricane season

source: https://grist.org/housing/louisiana-homeowner-insurance-hurricane-season/

A few months earlier, a major insurance company called Lighthouse had gone bankrupt, leaving almost 30,000 homeowners in the state without storm coverage. The company went under thanks to last year’s Hurricane Ida, which led to $400 million in damage claims, far more money than the company had on hand. It had been up to Donelon to find a new company to take over these abandoned policies, but no other #company wanted them. In fact, other companies were fleeing the state en masse.

#usa #capitalism #finance #security #problem #money #news #economy #environment #damage #crash #weather

Louisiana’s insurance market is collapsing, just in time for hurricane season

At least seven insurance companies have failed in the nine months since Hurricane Ida, sending Louisiana homeowners into a panic.

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eccodrum@diasp.org
David Dewain

US could have saved 338,000 lives from Covid with universal healthcare, study finds
Report’s author says people died because US healthcare ‘leaves millions without adequate access to medical treatment’
Eric Berger
Thu 16 Jun 2022 08.36 EDT

The US could have saved more than 338,000 lives and more than $105bn in healthcare costs in the Covid-19 pandemic with a universal healthcare system, according to a study.

More than 1 million people died in the US from Covid, in part because the country’s “fragmented and inefficient healthcare system” meant uninsured or underinsured people faced financial barriers that delayed diagnosis and exacerbated transmission, the report states.

#guardian #healthcare #M4A #MedicareForAll #Medicare #Medicaid #US #ACA #AffordableCareAct #Covid #Covid19 #insurance #medical

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florida_ted@diasp.org
Ted

Beware of Medicare Advantage plans

The privatization of #Medicare has been lucrative for the industry. Medicare Advantage plans are more expensive but have not been shown to provide better health outcomes. That disparity grows wider every year. The added costs born by the public to fund the program are believed to add up to tens of billions of dollars.

#government #health #insurance #privatization

https://www.yahoo.com/news/trump-created-program-privatize-medicare-144256974.html

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